For Americans between the ages of 55 and 64, the median retirement savings was just over $107,000. (GAO) The GAO also notes that this amount would only translate into a $310 monthly payment. This is only if it is invested in an inflation-protected annuity.
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Your legacy is more than just a bucket of cash dropped on your loved one’s laps. It actually should guide the next generation in a direction that makes them better people, better parents, and better citizens.
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Some common questions about retirement planning
Great question. Some annuity institutions offer “Indexed” products which pay less interest, but have an interest enhancement reflecting increases in the value of, say, the S&P 500.
So, yes, there are some really interesting deposit options these days based on well-known indexes, such as the S&P 500.
Do you only have one doctor? We are specialists in Taxation, Medicaid Pre-Prep, Estate Planning and Settlement, and guaranteed deposit accounts. Go where you get the expertise needed t do the most good for you. It’s your money… not ours or your financial advisors.
It’s never too late to improve your financial trek. The sooner we can review the facts – the sooner you will have tips for improving your overall financial situation.
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